Insurance
Top-Up Plans

If you already have a CAA or non-CAA Annual Insurance Plan, flexible Top-Up plans let you extend your travel protection.
Top-Up to CAA Annual Plan
If you already have a CAA Annual Plan, this is a convenient way to Top-Up the number of days' coverage you have.
If you'd like to Top-Up another Insurers' plan, choose the Top-Up to non-CAA Annual Plan.
CAA Annual Insurance plans offer coverage for trips of up to 15 or 30 days. For those who travel out of the country for longer periods of time throughout the year, this plan helps ensure you're never unprotected in case of a medical emergency.
Emergency Medical Expenses up to $5 million CAD
- Emergency Dental Expenses
- Hospital Allowance for Incidental Expenses
- Return of Vehicle
- Family Transportation, Emergency Medical Insurance and Subsistence Allowance to Attend Bedside
- Medical Repatriation
- Medical Follow-Up in Canada
- Child Care (in the event of your hospitalization or repatriation)
- Non-Medical Emergency Evacuation
- Return to Trip Destination
- Death Benefit
- Pet Return and Pet Care
- Prescription Assistance
- Vision Care
- Hearing Aid
- Message Centre
Top-Up to non-CAA Annual Plan
If you have an Annual Plan with an insurance provider other than CAA, you can Top-Up your coverage with this plan.
If you are topping up another insurer's plan, you must confirm with that insurer that a Top-Up is permitted on your existing plan with no loss of coverage.
Many Annual Insurance Plans will provide you with coverage for a limited number of days. If you need to extend your coverage, a CAA Top-Up can be added however you must confirm with that insurer that a Top-Up is permitted on your existing plan with no loss of coverage.
- Emergency Medical Insurance
NOTES:
- You MUST confirm with your insurer that a Top-Up is permitted on your existing plan with no loss of coverage.
Top-Up to CAA Annual Vacation Package Plan - Emergency Medical Insurance
If you have a CAA Annual Vacation Package Plan, convenient Top-Up coverage can be added to extend the medical coverage.
If you're topping up another insurer's plan, choose the Top-Up to non-CAA Annual Plan.
Standard CAA Annual Vacation Package Plans offer coverage for up to 15 or 30 days. You can Top-Up your medical coverage.
- Emergency Medical Insurance
- Travel Accident Insurance
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-hour Accident Insurance
- Baggage & Personal Effects Insurance
- Baggage Delay
- Lost Documents
NOTES:
- If you are topping up another insurer's plan choose the Top-Up to non-CAA Annual Plan.