Many pre-paid travel arrangements are non-refundable. In the event that you need to cancel, delay or interrupt your plans, this insurance could help you recover funds that you paid out in advance.
Trip Cancellation Insurance reimburses the non-refundable prepaid travel arrangements, if you must cancel your trip before departure as a result of a:
- Covered unforeseen death, injury, or illness prior to your departure date
- Travel advisory to postpone your trip
- Loss of work or relocation
- Natural disaster
- Legal obligation such as jury duty
- Quarantine
- Missed connection
Trip Interruption Insurance reimburses expenses for a covered risk which are unforeseen, should your vacation be interrupted as a result of a:
- Medical condition
- Death
- Travel advisory issued after your departure date
- Job loss or relocation
- Natural disaster
- Legal obligations such as jury duty
- Quarantine
- Missed connection
NOTES
- This Insurance may be purchased as part of Vacation Package Plan, Annual Vacation Package Plan, Non-Medical Vacation Package Plan, or separately within 48 hours of initial deposit of your pre-paid travel arrangements or prior to any cancellation penalties being in effect.
- This coverage may also be purchased by non-Canadian residents.
By pre-paying for flights, hotels or car rentals, you can often save money. Many prepaid aspects of travel are often non-refundable - even in case of an emergency. Should something unexpected cause you to delay, cancel or interrupt your trip, this insurance could help you recover funds you've already paid out. It also extends protection to your baggage and personal effects, should they be lost, delayed or stolen.
