Insurance

Cruiser Bikes

Cruisers usually include a V-twin, full view engine, swept-back and/or high handlebars with forward-set foot pegs and a stepped seat for two. Cruiser models include the Harley-Davidson FX 1200, the Honda Shadow and the Yamaha V-Star.

Limited Production Cruisers

These bikes incorporate characteristics similar to those in the Cruiser category but are designed and built by small manufacturers on a limited basis. Many are hand-built, built to order and/or highly customized.

Street Sport Bikes

These bikes are sporty but less aerodynamic than their High Performance counterparts. Bikes that fit into this category include the Buell Lightning, the Honda VFR Interceptor, the Kawasaki KZ1000 and the Suzuki Bandit.

High Performance Bikes

These bikes incorporate racing technology with aerodynamic styling and include models such as the Suzuki Hayabusa, the Suzuki GSX-R, the Honda CBR and the Ducati 996 Supersport.

Sport Touring Bikes

These bikes combine the aerodynamic styling of a sport bike with long distance touring features and include models such as the BMW R1100RT, the Moto Guzzi 1000 and the Triumph Trophy.

Enduro Bikes

These dual purpose bikes are primarily off-road motorcycles, equipped with lights and mirrors. Though they are designed to be driven on unpaved surfaces, they are approved for highway use by the Ministry of Transportation. Bikes in this category include the Honda XR series, the Kawasaki KLX series and the Yamaha WR series.

Motocross / Dirt Bikes

Dirt bikes are lightweight, off-road motorcycles equipped with rugged tires, high ground clearance and enhanced suspension. They are designed for riding on unpaved ground or rough terrain and are not approved for highway use by the Ministry of Transportation. Bikes in this classification include the Honda CR and CRF Series, the Suzuki RM Series, and the KTM SX Series.

Mopeds

Mopeds are a class of low-powered motorized vehicles, generally two-wheeled. These lightweight motorized bikes can be pedaled as well as driven by a low-powered gasoline engine.

Scooters

A scooter is a type of two-wheeled motor vehicle with certain design characteristics. Scooters cover a broad spectrum of designs: step-through or step-over frames, small or large wheels, front fairings or floor boards, under-seat storage and manual or automatic transmissions. Most scooters today feature automatic transmissions.

Basic Motorcycles

A basic motorcycle is one that usually features upright seating for one or two passengers. If your bike does not fall into one of the classifications listed above, it likely belongs in this class along with models such as the Norton Roadster, the Honda CB550 and the BMW K100.