Insurance
Visitors to Canada Insurance
Choose this Plan for friends or family planning to visit Canada from another country. Health insurance from their home country may not cover them in Canada. This plan protects you and your loved ones against financial strain in case of an emergency medical situation.
Visitors from other countries are not covered under a Canadian Government Health Insurance Plan. Anyone moving to Ontario will not be covered by OHIP for 3 months.
Because emergency medical expenses in Canada can add up quickly, it's important for visitors to be protected.
Payment for reasonable and customary costs incurred for treatment of emergency and unforeseen sickness or injury while in Canada. These may include:
- Medical emergency treatment
- Emergency dental expenses
- Family transportation and subsistence allowance
- Medical repatriation to the country of origin
- In the event of death, costs incurred for burial at place of death or return home of deceased
- A temporary visit to another country is covered (excluding your country of origin) as part of your trip, however this temporary visit may not exceed 49% of the trip's total duration
- Available in limits of $25,000, $50,000, $100,000 or $150,000
Download brochure
Eligibility:
- For Visitors to Canada, Canadians who are not eligible for a government health insurance plan, persons who are in Canada on a work or student visa, or new immigrants who are awaiting government health insurance plan coverage.
- This plan can only be purchased if you are under age 86 years.
Student Plans
Emergency Medical Insurance is a smart choice. For students studying outside their home province or territory and international students studying in Canada, this coverage goes beyond by including coverage for both emergent and non-emergency situations.
Student Plan - Inbound Students
Designed for International Students who are temporarily living and studying in Canada, this plan offers coverage in case of a medical emergency, as well as coverage for basic medical care such as physical check-ups, eye exams and dental visits.
At many schools, it's mandatory that International Students have Medical Insurance and they must be able to provide proof of coverage upon request. International Students may not be covered by plans from their home country therefore, it's important to be prepared in order to avoid the financial stress of an unexpected medical expense.
Emergency Medical Insurance
- Emergency Medical Expenses up to $1 million CAD
- Hospital and Physicians
- Private Duty Nursing
- Ambulance Services
- Paramedical Services
- Prescription Drugs
- Dental Expenses
- Trauma Counseling
- Emergency Evacuation
- Repatriation of Mortal Remains
- Tuition Reimbursement
- Trip Break
Non-Emergency Medical Insurance
- Annual Medical Exam
- Eye Examination
Accidental Death and Dismemberment
Download brochure
Student Plan - Outbound Students
If you are a Canadian student, studying outside of Canada, this insurance plan is ideal for you. It offers 24/7 emergency medical protection, as well as coverage for everyday medical expenses, such as dental care and annual physical check-ups.
Your Canadian Government Health Insurance Plan may not cover the cost of international medical expenses - and the cost of hospital care can easily climb to thousands of dollars per day. This plan makes it simple to protect yourself and your family, and to ensure you're covered for many medical situations from the common cold to serious injury.
Emergency Medical Insurance
- Hospital and Physicians
- Private Duty Nursing
- Ambulance Services
- Paramedical Services
- Prescription Drugs
- Dental Expenses
- Trauma Counseling
- Emergency Evacuation Home
- Repatriation of Mortal Remains
- Tuition Reimbursement
- Trip Break
Non-Emergency Medical Insurance
- Annual Medical Exam
- Eye Examinations
Accidental Death and Dismemberment
Download brochure
Student Plan - National Students
Going to school in another province? This Plan was designed to cover emergency medical expenses that may extend beyond the reach of your Canadian Government Health Insurance Plan.
In case of emergency, some medical expenses may not be covered by your Canadian Government Health Insurance Plan. To avoid the financial stress of unexpected medical expenses, protect yourself with Emergency Medical Insurance.
Coverage for up to $1 million CAD in the event of an unexpected medical emergency.
Emergency Medical Insurance
- Hospital and Physicians
- Private Duty Nursing
- Ambulance Services
- Paramedical Services
- Prescription Drugs
- Dental Expenses
- Trauma Counseling
- Emergency Evacuation Home
- Repatriation of Mortal Remains
- Tuition Reimbursement
- Trip Break
- Emergency Medical Coverage for Travel Outside of Canada
Non-Emergency Medical Insurance
- Annual Medical Exam
- Eye Examinations
Accidental Death and Dismemberment
