Home Insurance

CAA Cottage Insurance

Protecting your cottage or seasonal home is easy with CAA. CAA Home Insurance¹ can provide inclusive coverage for your cottage and includes many unique features. There are packages available to meet all of your needs, whether you visit the cottage only for a few months during the year or enjoy your retreat all year round.

Features and coverage.

Fire damage

After your last romantic evening in, you closed the fireplace flue and then forgot to reopen it.

Smoke damage

You experienced a fire in your home and the smoke damaged your clothing, walls and favourite artwork.

Water damage

Your child flushed her rubber duckie, causing your toilet to overflow.

Cottage insurance also includes:

Damage caused by bears
Coverage when the cottage is rented to others
Special limits on watercraft (excluding jet skis and jet-propelled boats) up to $5,000
Up to $2,000,000 liability coverage
Deluxe Seasonal Package: extensive coverage and guaranteed replacement cost on the building and replacement cost on personal property. It also automatically includes coverage for burglary, theft and vandalism.

Getting started.

All fields are required unless marked optional.

What province do you live in?

CAA Membership Number (Optional) Format: 16-digit number

What is the postal code of the cottage you want to insure? Format: (L#L #L#)

Do you currently have a Property Insurance policy for your cottage? Yes No

If yes, when does it expire? (Optional) Format: MM/DD/YYYY

Have you ever had your home insurance refused or cancelled? Yes No

Personal information.

First Name

Last Name

Phone Number Format: ###-###-####

Email Address Format: name@url.com

Preferred Time to be Contacted

Date of Birth (Optional) Format: MM/DD/YYYY

Gender

Marital Status

Postal Code Format: L#L #L#

Suite, unit, P.O. Box (Optional)

Street Number

Street Name

City

For more information or to purchase cottage insurance call: 1-877-665-1222

In order to better serve you, before you call for your cottage insurance quote, please have answers to the following questions ready:

How old is the cottage?
Where is the cottage located?
What is the primary heating source?
How many amps does it use?
How old is the roof?
What is the rebuilding cost?
Is the cottage rented out to others?
What is the construction of the cottage? (CAA Insurance does not insure log or fieldstone construction)
What is the estimated value of the cottage contents?
Is the cottage winterized? (Can it be used year-round and is it accessible by roads year-round)

Resources.

Seven Easy Steps for Opening Your Cottage This Summer

Ease into cottage season with these seven simple steps for opening your property.

Learn More

Keep Your Cottage Safe and Snug as the Seasons Change

Make closing-up the cottage a breeze with our handy list of indoor and outdoor to-do’s.

Learn More

Two children helping family rake fall leaves in backyard.

Fall Clean up and Close down Tips for Your Cottage

Conserve energy and save some money too with these home maintenance tips and reminders.

Learn More