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Review Eligibility Requirements
You are not eligible for any coverage under this policy if:
You have been diagnosed with a terminal illness for which a physician has estimated you have less than six months to live;
You have been advised by a physician not to travel at this time;
You require kidney dialysis;
You have ever had a bone marrow or organ transplant (except cornea transplant);
You have been diagnosed with and/or received medical treatment for metastatic cancer in the last five years;
You have been prescribed or taken home oxygen for a lung condition in the last 12 months.
Family means you and/or your spouse (legal or common law, regardless of sex) and your child(ren), step-child(ren) or grandchild(ren)(provided they are under 26 years of age OR of any age if mentally or physically handicapped), when your names appear on the Certificate of Insurance respectively as the insured(s).