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Terms and Conditions
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Terms and Conditions:

1 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage. Certain conditions, exclusions and underwriting eligibility rules apply.

2 Auto and Property Insurance are underwritten by CAA Insurance Company or administered by CAA South Central Ontario Insurance Brokers Inc. with various third party underwriters.

3 The Winter Tire discount is applied to the rating of any vehicle that has four (4) winter tires installed no later than November 20 and removed no earlier than April 15.

4 Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year. Vehicle compatibility and enrollment in CAA Connect are subject to terms and conditions.

5 CAA Tire Coverage is underwritten by CAA Insurance Company.

6 Legal Expense Insurance (LEI) is underwritten by DAS Legal Protection Insurance Company Limited. Basic Legal Expense coverage is available on home policies where there is a multi-line auto. Please see policy wordings for coverage details. Coverage is subject to the terms, conditions and exclusions of the LEI policy.

® Forgive and Forget is a trademark owned by CAA Insurance Company.
™CAA Connect is a trademark of the Canadian Automobile Association.

© 2015 CAA South Central Ontario. All rights reserved. Serving Members in Southern and Central Ontario.
®CAA and CAA logo trademarks owned by, and use is authorized by, the Canadian Automobile Association.

Ever wonder how auto insurance rates are calculated?

Test your knowledge of the facts to discover the truth.

  • TAKE THE QUIZ

Ever wonder how auto insurance rates are calculated?

Test your knowledge of the facts to discover the truth.

  • TAKE THE QUIZ

Ever wonder how auto insurance rates are calculated?

Test your knowledge of the facts to discover the truth.

  • TAKE THE QUIZ

Red vehicles carry higher insurance rates.

  • TRUE
  • FALSE

Red or two-door vehicles carry higher insurance rates.

  • TRUE
  • FALSE

Red or two-door vehicles carry higher insurance rates.

  • TRUE
  • FALSE
NEXT QUESTION

Being a member of an association, university or even company can reduce your rates.

  • TRUE
  • FALSE

Being a member of an association, university or even company can reduce your rates.

  • TRUE
  • FALSE

Being a member of an association, university or even company can reduce your rates.

  • TRUE
  • FALSE
NEXT QUESTION

Installing your winter tires before the first major snowfall ensures you are eligible to receive a discount on your insurance premium.

  • TRUE
  • FALSE

Installing your winter tires before the first major snowfall ensures you are eligible to receive a discount on your insurance premium.

  • TRUE
  • FALSE

Installing your winter tires before the first major snowfall ensures you are eligible to receive a discount on your insurance premium.

  • TRUE
  • FALSE
NEXT QUESTION

Getting speeding tickets will increase your insurance rates.

  • TRUE
  • FALSE

Getting speeding tickets will increase your insurance rates.

  • TRUE
  • FALSE

Getting speeding tickets will increase your insurance rates.

  • TRUE
  • FALSE
NEXT QUESTION

Usage-based insurance programs offer additional auto insurance premium discounts.

  • TRUE
  • FALSE

Usage-based insurance programs offer additional auto insurance premium discounts.

  • TRUE
  • FALSE

Usage-based insurance programs offer additional auto insurance premium discounts.

  • TRUE
  • FALSE
NEXT QUESTION

Your insurance rate always goes up after your first at-fault accident.

  • TRUE
  • FALSE

Your insurance rate always goes up after your first at-fault accident.

  • TRUE
  • FALSE

Your insurance rate always goes up after your first at-fault accident.

  • TRUE
  • FALSE
NEXT QUESTION

Purchasing auto and home insurance with the same insurance company may result in a discount.

  • TRUE
  • FALSE

Purchasing auto and home insurance with the same insurance company may result in a discount.

  • TRUE
  • FALSE

Purchasing auto and home insurance with the same insurance company may result in a discount.

  • TRUE
  • FALSE
SEE THE RESULT

All done.
out of 7
answers correct!

Surprised by some of the answers? Share the quiz with your friends on Facebook.

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If you think you’re paying too much for auto insurance, get a quote from CAA Insurance now.

  • GET A QUOTE

All done.
out of 7
answers correct!

Surprised by some of the answers? Share the quiz with your friends on Facebook.

  • SHARE

If you think you’re paying too much for auto insurance, get a quote from CAA Insurance now.

  • GET A QUOTE

All done.
out of 7
answers correct!

Surprised by some of the answers? Share the quiz with your friends on Facebook.

  • SHARE

If you think you’re paying too much for auto insurance, get a quote from CAA Insurance now.

  • GET A QUOTE