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NEW changes to OHIP that travellers need to know about.

Lisa Boynton January 02, 2020
Family of four at airport getting tickets from agent.

Do you love to travel or are you a frequent flyer? Are you, family or friends planning on going on an adventure outside of Canada? If so, we’ve got important information for all Ontario travellers. 

As of January 1, 2020, the Ontario Health Insurance Plan, (OHIP) will no longer cover any portion of out-of-country medical expenses. 

Whether you’re headed on a short getaway or an extended vacation, this change means that it is more important than ever to make sure you’re protected from the unexpected costs of a travel and/or medical emergency. 

What should you do?

We’re raising awareness about the changes to OHIP and encouraging all Ontario travellers to shop around for travel medical insurance before you leave the country. Honestly, what better way to truly enjoy your downtime than by having the peace-of-mind that comes from knowing you’re covered.  

Things to remember, before you buy.  

It’s important to take a bit of time to consider a few key items before you purchase a policy. 

Build travel insurance into your travel plans. 

Keep in mind that buying travel insurance has to be done in your home province and before you leave. You can even buy it right from the departure lounge!  As you start planning your next vacation, just add it to your to-do list. 

Be honest. 

It’s so important to answer any insurance questionnaire accurately and to disclose things like pre-existing conditions. This will ensure you have coverage suited specifically for you. 

Don’t base your decision on price alone. 

Look at what coverage is best for your needs and consider all different types of plans and level of protection.


And last, but not least, speak to a knowledgeable travel insurance advisor who understands your needs. At CAA, we can help you understand the types of coverage options that exist and the kind of coverage you may need.

The provincial government’s cancellation of OHIP’s out-of-country medical coverage means it’s more important than ever to make sure you’re travelling insured. 

Give us a call at: 1-833-665-8248 or pop into your local CAA Store any time and we can help figure out what coverage option is right for your travels.