CAA’s Emergency Multi-Trip Plan Versus Annual Vacation Package Plan.

Lisa Boynton August 22, 2019

Hooray, you’re taking a trip!

Are you a spontaneous jetsetter who likes to grab last-minute deals whenever you can throughout the year? Or maybe you’re a meticulous planner who likes to book getaways a year in advance via a shared lodging platform like Airbnb?

Whatever type of traveller you are, if something happens to you while you’re on vacation, we want you to travel with confidence knowing you’ll be covered in the event of an unexpected illness or emergency.*

That’s why CAA’s Multi-Trip and Annual Vacation Package provides broad coverage and benefits for a wide range of unexpected medical and non-medical situations.

So, what’s the difference between a Multi-Trip Plan1 and an Annual Vacation Package Plan?2

Each offers unique benefits depending on the length of your trip, how frequently you travel and the type of coverage needed. The table below outlines the differences in how the two plans can be purchased and how they work.

Multi-Trip Plan
Annual Vacation Package Plan
Can be purchased for 4, 8, 15 or 30-day periods, covering multiple trips within your policy year. Can be purchased for 8, 15 or 30-day periods, covering multiple trips within your policy year.
Coverage begins each time you leave for a trip and includes:

  • Emergency medical treatment to a maximum of $5 million3
  • Hospital accommodations, lab tests, x-rays, and ground ambulance
  • Emergency dental expenses
  • Medical repatriation
  • Medical follow up in Canada
  • Reimbursements and assistance for vision care, hearing aids, pet care and kenneling
  • Telemedicine and House call services
Coverage begins each time you leave for a trip and includes:

  • Emergency medical treatment to a maximum of $5 million3
  • Trip Cancellation and Interruption; $2,000, $3,000, $4,000 or $5,000 options or maximum $10,000 per policy year
  • Travel Accident Insurance up to $100,000
    Baggage and Personal Effects Insurance up to $1,000 per trip to maximum of $3000 per policy year
  • Baggage delay up to $1,500 per policy year
  • Lost documents up to $200
  • Telemedicine and House call services
This plan is ideal for you if… This plan is ideal for you if…
You want to be covered from the financial losses that come from unexpected medical expenses like hospital transportation, emergency dental treatments and more. You want it all, emergency medical benefits, PLUS protection for flight accidents, lost baggage, trip cancellation and interruption.

Money-Saving Tip!

If you plan to travel outside your home province, territory or country more than twice a year, you may be able to save on travel coverage by purchasing any of the Multi-Trip Annual Plans. PLUS! Don’t forget, CAA Members save 10% on travel insurance!

Planning a Getaway?

Learn more about which CAA Travel Insurance plan is right for you and your family’s next adventure.