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CAA's Pet Insurance partner, Pets Plus Us, offers plans with varying level of accident, illness, and optional Flex Care coverage. See descriptions below to select the plan that best meets your needs and budget. And don't forget, CAA Members save 12% on pet insurance.*

The Accident plan helps you pay for the cost of eligible veterinary care if your pet gets hurt or injured because of an accident. Common accidents include injury from falling, cutting a paw or being hit by a car.

  • $5,000 coverage per year
  • Emergency vet care/treatment for injuries
  • Consultations, exams, hospitalization, drugs, surgery, anesthesia, specialist referrals
  • Helps you focus on care for your pet, rather than worrying about treatment costs


Additional benefits: $1,000 per incident

  • Kennel boarding fees if you're hospitalized and can't care for your pet
  • Trip cancellation coverage if your pet requires emergency, life-saving treatment due to an accident
  • Lost pet advertising and reward
  • Cremation/burial costs

The Accident and Illness plan helps you pay for eligible veterinary care if your pet becomes injured, sick or develops a chronic condition. This plan offers broader coverage than an Accident plan.

  • $7,500 coverage per year or $15,000 coverage per year
  • Illness/injuries, hereditary conditions, alternative therapies, diagnosis, behavioural therapies, hospitalization, prescriptions, surgery
  • Helps you focus on care for your pet, rather than worrying about treatment costs
  • Allows you to choose a deductible and reimbursement amount that works best for you and your pet's needs


Additional benefits: $1,000 per incident

  • Kennel boarding fees if you're hospitalized and can't care for your pet
  • Trip cancellation coverage if your pet requires emergency, life-saving treatment due an accident/illness
  • Lost pet advertising and reward
  • Cremation/burial costs

Flex Care coverage is an optional add-on to the Accident and Illness plan. For a little more each month, it can cover treatments including annual exams, vaccines, flea and tick prevention, nail trimming, dental, pre-existing conditions and more.

  • Add-on to a Pets Plus Us Accident & Illness plan
  • Spreads the cost of routine/seasonal care across 12 months
  • Available on your policy effective date
  • Covers conditions not eligible with Accident & Illness plan
  • Coverage from $250 to $1,250 per year
  • Non-refundable $25 administration fee at enrolment and each anniversary
  • This one-year contract can only be cancelled on your anniversary