Insurance
Additional Protection Plans
For additional security while travelling, these additional plans provide coverage for yourself, your belongings and any vehicles you may rent.
Call 1-800-437-8541 for a quote, or visit a CAA Store near you.
Daily Vacation Package Plan
Protect yourself and your belongings on your next vacation or business trip. The Vacation Package Plan provides our most popular plans conveniently bundled together.
Let's face it; life happens! Baggage or property could be lost. Travel documents could go missing or a medical emergency could happen without warning. These events don't have to spoil your vacation or cause you to incur a large, out of pocket expense.
This plan can protect you, your family and your personal belongings.
- Emergency Medical Insurance
- Trip Cancellation & Interruption Insurance
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-Hour Accident Insurance
- Baggage & Personal Effects Insurance
- Baggage Delay
- Lost Documents
Download policy Information
NOTES:
- This insurance can only be purchased in Canada within 48 hours of initial deposit and/or prior to any cancellation penalties taking effect and for the full duration of the trip.
- This plan can only be purchased if you are under age 85 years.
Annual Vacation Package Plan – 15 and 30 day Plans
If you take multiple vacations or business trips each year, an Annual Vacation Package Plan is ideal for you. Simply buy once, and save time with a single Annual Vacation Package Plan purchase. Frequent travellers can choose either a 15 or 30 day Plan. Planning a longer trip? Convenient Top-Up coverage is easily added on for longer duration trips.
Lost baggage, missing personal items, lost documents or an unforeseen medical emergency could lead to large out of pocket expenses and could lead to an early end to your vacation.
- Emergency Medical Insurance
- Trip Cancellation & Interruption Insurance
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-Hour Accident Insurance
- Baggage & Personal Effects Insurance
- Baggage Delay
- Lost Documents
Download policy Information
Travel Accident Insurance
Travel often involves many modes of transportation. This insurance protects you in the event of a covered accident.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
It is important to ensure you and your families are taken care of in the event of a catastrophic accident.
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-Hour Accident Insurance
NOTES:
- Travel Accident Insurance can be purchased separately or as part of Package Plan.
Baggage & Personal Effects Insurance
This insurance provides coverage for loss, theft or damage to the baggage and personal effects that you take on your trip - including your travel documents.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
If you’re flying, taking a bus, train, or travelling with a tour group, you may only have limited protection for your belongings. This insurance will help reimburse you for eligible lost or stolen items, as well as replacing travel documents including your passport.
- Coverage for your Baggage & Personal Effects
- Baggage Delay
- Lost Documents
NOTES:
- This insurance can only be purchased prior to departure, in conjunction with Trip Cancellation & Interruption Insurance or Emergency Medical Insurance or Visitors to Canada Insurance and for the total duration of the Trip.
- A four-day minimum premium applies.
Rental Vehicle Insurance
Purchase this coverage before leaving Canada to save time and money.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
Rental agencies often charge daily fees for additional insurance, and those can add up quickly when you’re renting. This coverage could save you money.
- Coverage for physical damage or loss to the rental vehicle as a result of collision, fire, theft, hail, windstorm, earthquake, flood, mischief, riot or civil commotion
- Coverage for up to $60,000 CAD
- No deductible applies
NOTES:
- This insurance must be purchased in Canada, prior to departure and for the total duration of the car rental, up to a maximum of 50 days.
BounceBack Insurance
Perfect for snowbirds, this insurance covers transportation expenses from your vacation destination, home, and back again in case of a severe illness or death in the family, or in the event of a natural disaster at your home.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
Your trip is interrupted as a result of:
- A member of your immediate family, who is not travelling with you, is admitted to a hospital due to an emergency or dies after you leave home
- A natural disaster causes your principal residence to become uninhabitable, after you leave home
- The plan will pay for your round-trip transportation expenses to return to your home and back to your destination
NOTES:
- The Insurance must be purchased in conjunction with another CAA Travel Insurance plan.
- Not sold in conjunction with Visitors to Canada Emergency Medical Insurance.
- Family coverage is not available.
- This insurance can only be purchased by Canadian residents prior to departure.
Top-Up to CAA Annual Plan
If you already have a CAA Annual Plan, this is a convenient way to top-up the number of days’ coverage you have.
If you’d like to top-up another Insurers’ plan, choose the Top-Up to non-CAA Annual Plan.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
CAA Annual Insurance plans offer coverage for trips of up to 15 or 30 days. For those who travel out of the country for longer periods of time throughout the year, this plan helps ensure you’re never unprotected in case of a medical emergency.
- Emergency Medical Treatment up to $5 million CAD
- Emergency Dental Expenses
- Medical Repatriation
- Family Transportation
- Death Expenses
- Escort of Children
- Terrorism Coverage
- Return of Vehicle
- Subsistence Allowance
- Non-Medical Emergency Evacuation
- Hospital Allowance
- Medical Follow-up in Canada
- Pet: Return / Care / Kennel Costs
- Vision Care
- Hearing Aid
Download policy information
Top-Up to non-CAA Annual Plan
If you have an Annual Plan with an insurance provider other than CAA, you can top-up your number of trip days with this plan.
If you are topping up another insurer's plan, you must confirm with that insurer that a top-up is permitted on your existing plan with no loss of coverage.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
Many Annual Insurance Plans will provide you with coverage for a limited number of days. If you need to extend your number of trip days, a CAA Top-Up can be added however you must confirm with that insurer that a top-up is permitted on your existing plan with no loss of coverage.
- Emergency Medical Treatment up to $5 million CAD
- Emergency Dental Expenses
- Medical Repatriation
- Family Transportation
- Death Expenses
- Escort of Children
- Terrorism Coverage
- Return of Vehicle
- Subsistence Allowance
- Non-Medical Emergency Evacuation
- Hospital Allowance
- Medical Follow-up in Canada
- Pet: Return / Care / Kennel Costs
- Vision Care
- Hearing Aid
You MUST confirm with your insurer that a top-up is permitted on your existing plan with no loss of coverage.
Top-Up to CAA Annual Vacation Package Plan - Emergency Medical Insurance
If you have a CAA Annual Vacation Package Plan, convenient top-up coverage can be added to extend the number of trip days.
If you’re topping up another insurer's plan, choose the Top-Up to non-CAA Annual Plan.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
Standard CAA Annual Vacation Package Plans offer coverage for up to 15 or 30 days. You can top-up your number of trip days.
- Emergency Medical Insurance
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-Hour Accident Insurance
- Baggage & Personal Effects Insurance
- Baggage Delay
- Lost Documents
Download policy information
NOTES:
- If you are topping up another insurer's plan choose the Top-up to non-CAA Annual Plan.
Non-Medical Vacation Package Plan
If you already have emergency medical coverage through CAA or another insurance provider, choose this Plan to protect your prepaid travel arrangements as well as your baggage and personal effects, while you travel.
By pre-paying for flights, hotels or car rentals, you can often save money. Many prepaid aspects of travel are often non-refundable - even in case of an emergency. Should something unexpected cause you to delay, cancel or interrupt your trip, this insurance could help you recover funds you’ve already paid out. It also extends protection to your baggage and personal effects, should they be lost, delayed or stolen.
- Trip Cancellation & Interruption Insurance
- Flight Accident Insurance
- Common Carrier Accident Insurance
- 24-Hour Accident Insurance
- Baggage & Personal Effects Insurance
- Baggage Delay
- Lost Documents
Download policy information
NOTES:
- This insurance may be purchased within 48 hours of initial deposit of your pre-paid travel arrangements or prior to any cancellation penalties being in effect.
- This coverage may also be purchased by non-Canadian residents.
Trip Cancellation & Interruption Insurance
This plan offers financial protection if an illness, injury or other unforeseen event causes you to cancel, delay or interrupt your travel plans. Choose this insurance for coverage prior to your departure as well as during your travels.
Call for a quote 1-800-437-8541, or visit a CAA Store near you.
Many pre-paid travel arrangements are non-refundable. In the event that you need to cancel, delay or interrupt your plans, this insurance could help you recover funds that you paid out in advance.
- Trip Cancellation & Interruption Insurance
Trip Cancellation Insurance reimburses the non-refundable prepaid travel arrangements, if you must cancel your trip before departure as a result of an unforeseen covered risk:
- Death, Sickness, Injury, or Quarantine Prior to Your Departure Date
- Canadian Travel Advisory Warning Not to Travel to Your Destination
- Loss of Work or Relocation
- Natural Disaster Renders Principle Residence or Place of Business Uninhabitable
- Legal Obligation such as Jury Duty
- Cancellation of Business Meeting
- Missed Departure
- Default of Travel Supplier
- Terrorism Coverage
Interruption Insurance reimburses expenses for a covered risk which are unforeseen, should your vacation be interrupted as a result of a:
- Death, Sickness or Injury
- Canadian Travel Advisory Warning Not to Travel to Your Destination
- Natural Disaster Renders Principle Residence or Place of Business Uninhabitable
- Lost or Stolen Passport and/or Visa
- Highjacking in Which You Are a Victim
- Default of Travel Supplier
- Terrorism Coverage
- Missed Connection
Download policy information
NOTES:
- This Insurance may be purchased as part of Vacation Package Plan, Annual Vacation Package Plan, Non-Medical Vacation Package Plan, or separately within 48 hours of initial deposit of your pre-paid travel arrangements or prior to any cancellation penalties being in effect.
- This coverage may also be purchased by non-Canadian residents.
CAA Emergency Travel & Medical Insurance is underwritten by CAA Insurance Company (Ontario).
