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Checklist and helpful tips

Understand the importance of travel insurance.

What is a pre-existing condition?

It is important to understand what a pre-existing condition is and if it will be covered. Reduce the stability period down to seven days with our Pre-existing Condition rider¹.

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Credit card travel insurance, is it enough?

How much does your credit card really cover when you travel?

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What does the O in OHIP mean?

We take for granted that our Ontario health card (or OHIP) covers many of our medical expenses while visiting other provinces.

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Planning your travel.

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Travel advice and advisories.

Check the Travel Advisories page for your destination at least once while planning and before you travel. Safety and security may change between the date you book and your departure date, which may impact your travel insurance coverage.

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OHIP coverage in Canada

When you're travelling in Canada, it's important to have adequate coverage. It's not just insurance providers recommending additional coverage -OHIP recommends it too.

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OHIP coverage outside of Canada

OHIP provides medical coverage when you're travelling inside Ontario. But when you're travelling internationally, you need to ensure you have adequate coverage.

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Want to learn more about travel insurance?

To learn more about your coverage, filling out a medical questionnaire and tips on purchasing travel insurance, listen to this Podcast for the Savvy Senior radio show.

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What does travel medical insurance cover?

Watch this video to learn more about some of the benefits CAA Travel Medical Insurance has to offer. 

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Who underwrites CAA Travel Insurance?

CAA Travel Insurance is underwritten by Orion Travel Insurance. Orion Travel Insurance is powered by a CAA company—CAA Club Group.

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Emergency medical insurance.

We offer a variety of Emergency Medical Plans. Some of the benefits are:

Emergency Medical Treatment
Applies to hospital accommodations, physician’s fees, lab tests and X-rays, private duty nursing and ambulance service.

Medical Repatriation 
When medically necessary, Emergency Medical Repatriation allows you to be transported safely to a medical facility for treatment, avoiding out-of-pocket expenses.

Return of Vehicle
If you're badly injured or hospitalized, the Return of Vehicle benefit will cover the reasonable expense to have your personal or rental vehicle returned, providing you with that extra peace of mind.

Virtual Emergency Medical Assistance3
In addition, Virtual Emergency Medical Assistance and House Call Service gives you immediate access to more convenient ways to seek emergency medical treatment by providing you with 24/7 real-time access to medical professionals via virtual healthcare without having to travel to an urgent care or emergency room (ER) facility. When travelling in Ontario, you may access up to 4 virtual visits with a licenced Canadian medical doctor via live video conference link on their smartphone or other mobile device. When travelling internationally and in Canada, but outside of Ontario, you have unlimited number of virtual visits.

Trip cancellation and interruption insurance.

Protect your prepaid travel arrangements, just in case a situation arises that you didn't expect.

Trip Cancellation
Trip Cancellation covers the non-refundable portion of your trip. So if you have to cancel for an unforeseen reason, you can get your money back.

Trip Interruption
If your trip is interrupted, your coverage will look after items such as the cost of a return ticket if you have to return home early due an emergency.

Have to go home to deal with an emergency? The BounceBack benefit gives you up to $2,000 towards a round-trip ticket to get you home and then back to your vacation.