Emergency Medical Insurance - Daily Plan
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If you are planning that special vacation to visit friends or relatives in another country, a weekend getaway, day trip or even just a cross-border shopping spree, take a few minutes to consider how much you could lose if you or a family member became injured or ill while travelling and you do not have Emergency Medical Insurance.
This plan cannot be purchased as a Top-Up. If you are looking for Top-Up coverage, choose a Top-Up option. This plan must be purchased prior to departure from your province of residence.
Benefits include:
- Emergency excess medical expenses up to
$5 million CAD
- Emergency dental expenses
- Hospital allowance for incidental expenses
- Return of vehicle
- Family transportation, emergency medical insurance and subsistence allowance to attend bedside
- Medical repatriation
- Medical follow-up in Canada
- Child care in the event of your hospitalization or repatriation
- Non-medical emergency evacuation
- Return to trip destination
- Death benefit
- Pet return and pet care
- Prescription assistance
- Vision care
- Hearing aid
- Terrorism coverage
- Message centre
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Canada Plan
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CAA highly recommends Emergency Medical Insurance even when travelling within Canada, as there are numerous medical services that government health insurance plans do not cover such as:
- Ambulance - land and air
- Private and semi-private hospital rooms
- Return of vehicle
- Family transportation to bedside
- Medical repatriation
- And more
GHIP (Government Health Insurance Plan) and other insurance health plans don't cover a number of emergency situations that the Canada Plan provides benefits for:
- Return of vehicle / repatriation if private vehicle stolen or inoperable due to an accident
- Hospital allowance for incidental expenses
- Family transportation, emergency medial insurance and subsistence allowance to attend bedside
- Care, escort and return of your children in the event of your hospitalization or medical repatriation
- Non-medical emergency evacuation
- Medical repatriation
- Return to trip destination
- Pet care and pet return
- Vision care and hearing aid
All travel must occur within Canada for this coverage to be effective. This plan cannot be purchased as a Top-Up. If you are looking for Top-Up coverage, choose a Top-Up option.
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - 15 and 30-day Annual Plans
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CAA's Annual Plans are designed specifically to address the needs of those who make frequent trips throughout the year. These convenient plans provide coverage for any number of trips of up to either 15 days or 30 days, based on the Annual Plan duration you have chosen, during the policy year for travel outside your province or territory of residence.
If your trips normally include prepaid travel arrangements, an Annual Vacation Package Plan is recommended.
The Annual Plan can only be purchased prior to departure.
Benefits include:
- Emergency excess medical expenses up to
$5 million CAD
- Emergency dental expenses
- Hospital allowance for incidental expenses
- Return of vehicle
- Family transportation, emergency medical insurance and subsistence allowance to attend bedside
- Medical repatriation
- Medical follow-up in Canada
- Child care in the event of your hospitalization or repatriation
- Non-medical emergency evacuation
- Return to trip destination
- Death benefit
- Pet return and pet care
- Prescription assistance
- Vision care
- Hearing aid
- Terrorism coverage
- Message centre
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Top-Up to CAA Annual Plan
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If you are a holder of a CAA Annual Plan, convenient Top-Up coverage can be added to extend your trip for durations up to 212 days for residents of Ontario or Newfoundland and up to 183 days for residents of all other provinces or territories. If you are topping up another insurer's plan choose the Top-Up To Non CAA Annual Plan.
Benefits include:
- Emergency excess medical expenses up to
$5 million CAD
- Emergency dental expenses
- Hospital allowance for incidental expenses
- Return of vehicle
- Family transportation, emergency medical insurance and subsistence allowance to attend bedside
- Medical repatriation
- Medical follow-up in Canada
- Child care in the event of your hospitalization or repatriation
- Non-medical emergency evacuation
- Return to trip destination
- Death benefit
- Pet return and pet care
- Prescription assistance
- Vision care
- Hearing aid
- Terrorism coverage
- Message centre
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Top-Up to non-CAA Annual Plan
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If you are a holder of an Annual Plan, other than a CAA Annual Plan, convenient Top-Up coverage can be added to extend your trip for durations of up to 212 days for residents of Ontario or Newfoundland and up to 183 days for residents of all other provinces or territories.
If you are topping up another insurer's plan, you must confirm with that insurer that a Top-Up is permitted on your existing plan with no loss of coverage.
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Student Plan - Inbound Students (International student studying in Canada)
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If you are a non-Canadian student and will be studying in Canada, CAA Emergency Travel & Medical Insurance for Students provides coverage for up to $1 million CAD in the event of an unexpected medical emergency.
Your coverage includes the following services:
Emergency Medical Insurance
- Hospital and physicians
- Private duty nursing
- Ambulance services
- Paramedical services
- Prescription drugs
- Dental expenses
- Bringing family to your bedside
- Trauma counseling
- Emergency evacuation home
- Repatriation of mortal remains
- Tuition reimbursement
- Trip break
- Emergency medical coverage for travel outside of Canada
Non-Emergency Medical Insurance
- Annual medical exam
- Eye examinations
- Maternity benefit
Accidental Death and Dismemberment
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Student Plan - Outbound Students (Canadian studying outside Canada)
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If you are Canadian student planning to study outside Canada, CAA Emergency Travel & Medical Insurance for Students provides coverage for up to $1 million CAD in the event of an unexpected medical emergency.
Your coverage includes the following services:
Emergency Medical Insurance
- Hospital and physicians
- Private duty nursing
- Ambulance services
- Paramedical services
- Prescription drugs
- Dental expenses
- Bringing family to your bedside
- Trauma counseling
- Emergency evacuation home
- Repatriation of mortal remains
- Tuition reimbursement
- Trip break
Non-Emergency Medical Insurance
- Annual medical exam
- Eye examinations
- Maternity benefit
Accidental Death and Dismemberment
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Student Plan - National Students
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If you are Canadian student planning to study in another Canadian province or territory, CAA Emergency Travel & Medical Insurance for Students provides coverage for up to $1 million CAD in the event of an unexpected medical emergency.
Your coverage includes the following services:
Emergency Medical Insurance
- Hospital and physicians
- Private duty nursing
- Ambulance services
- Paramedical services
- Prescription drugs
- Dental expenses
- Bringing family to your bedside
- Trauma counseling
- Emergency evacuation home
- Repatriation of mortal remains
- Tuition reimbursement
- Trip break
- Emergency medical coverage for travel outside of Canada
Non-Emergency Medical Insurance
- Annual medical exam
- Eye examinations
- Maternity benefit
Accidental Death and Dismemberment
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Visitors to Canada Medical Emergency Insurance
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If you are expecting friends or family to visit from another country, they will not be covered under any provincial or territorial Government Health Insurance Plan. You can help protect your visitors against financial hardship resulting from a medical emergency with Visitors to Canada Medical Emergency Insurance.
Available in limits of $25,000, $50,000, $100,000 or $150,000, CAA's Visitors to Canada Medical Emergency Insurance provides payment for reasonable and customary costs incurred for treatment of emergent and unforeseen sickness or injury while in Canada. A temporary visit to another country is covered (excluding your country of origin) as part of your trip, however this temporary visit may not exceed 49% of the trip's total duration.
Benefits include:
- Medical emergency treatment
- Emergency dental expenses
- Family transportation and subsistence allowance
- Medical repatriation to the country of origin
- In the event of death, costs incurred for burial at place of death or return home of deceased
For Visitors to Canada; Canadians who are not eligible for a government health insurance plan; persons who are in Canada on a work or student visa; or new immigrants who are awaiting government health insurance plan coverage. This plan can only be purchased if you are under age 86 years.
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Vacation Package Plan
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CAA's Vacation Package Plan provides insurance coverage to protect you while travelling and is conveniently packaged together. This insurance can only be purchased in Canada within 48 hours of initial deposit and/or prior to any cancellation penalties and for the full duration of the trip. This plan can only be purchased if you are under age 85 years.
Benefits include:
- Emergency medical insurance
- Trip cancellation and interruption insurance
- Travel accident insurance
- Flight accident insurance
- Common carrier accident insurance
- 24-hour accident insurance
- Baggage and personal effects insurance
- Baggage delay
- Lost documents
- Infant protection
- Holiday protection
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Annual Vacation Package Plan - 15 and 30-day Plans
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If you take multiple vacations each year, CAA's Annual Vacation Package Plan is designed to meet the needs of the frequent traveller. You can choose either a 15 or 30-day Plan and if you're planning a longer trip duration, convenient top-up coverage is available.
The Annual Vacation Package Plan must be purchased within 48 hours of initial deposit of your pre-paid travel arrangements and is available only to Canadian residents. If you are topping up another insurer's plan choose the Top-up to non-CAA Annual Plan. This plan can only be purchased if you are under age 85 years.
Benefits include:
- Emergency medical insurance
- Trip cancellation and interruption insurance
- Travel accident insurance
- Flight accident insurance
- Common carrier accident insurance
- 24-hour accident insurance
- Baggage and personal effects insurance
- Baggage delay
- Lost documents
- Infant protection
- Holiday protection
Buy online or get a quote » Or call 1-800-437-8541 or visit your local CAA store.
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Emergency Medical Insurance - Top-up to CAA Annual Vacation Package Plan
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If you are a holder of a CAA Annual Vacation Package Plan, convenient Top-Up coverage can be added to extend your trip for durations up to 212 days for residents of Ontario or Newfoundland and up to 183 days for residents of all other provinces or territories. This Plan must be purchased within 48 hours of initial deposit of your pre-paid travel and is available only to Canadian residents. If you are topping up another insurer's plan choose the Top-up to non-CAA Annual Plan.
Benefits include:
- Emergency medical insurance
- Trip cancellation and interruption insurance
- Travel accident insurance
- Flight accident insurance
- Common carrier accident insurance
- 24-hour accident insurance
- Baggage and personal effects insurance
- Baggage delay
- Lost documents
- Infant protection
- Holiday protection
Buy online or get a quote » Or call 1-800-437-8541 or visit your local CAA store.
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Non-Medical Vacation Package Plan
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CAA's Non-Medical Vacation Package Plan provides insurance coverage to protect your vacation investment before you travel, as well as provides important coverages for you while travelling.
If you have emergency medical coverage through another provider and only require the travel coverages, this plan is suited for your needs.
Benefits include:
- Trip cancellation and interruption insurance
- Travel accident insurance
- Flight accident insurance
- Common carrier accident insurance
- 24-hour accident insurance
- Baggage and personal effects insurance
- Baggage delay
- Lost documents
- Holiday protection
Buy online or get a quote » Or call 1-800-437-8541 or visit your local CAA store.
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Trip Cancellation and Interruption Insurance
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CAA's Trip Cancellation and Interruption Insurance is designed to protect your prepaid travel arrangements from an unexpected emergency that may cause you to cancel, delay or interrupt your trip.
This Insurance may be purchased as part of Vacation Package Plan, Annual Vacation Package Plan, Non-Medical Vacation Package Plan, or separately within 48 hours of initial deposit of your pre-paid travel arrangements or prior to any cancellation penalties being in effect.
This coverage may also be purchased by non-Canadian residents.
Buy online or get a quote »
Or call 1-800-437-8541 or visit your local CAA store.
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Travel Accident Insurance
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Travel Accident Insurance can be purchased separately or as part of Package Plan.
Benefits include:
- Flight accident insurance
- Common carrier accident insurance
- 24-hour accident insurance
To purchase, call 1-800-437-8541 or visit your local CAA store.
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Baggage and Personal Effects Insurance
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Baggage and Personal Effects Insurance provides coverage for loss or damage to your baggage and personal effects used during your trip.
This insurance can only be purchased prior to departure, in conjunction with Trip Cancellation and Interruption Insurance or Emergency Medical Insurance or Visitors to Canada Insurance and for the total duration of the Trip. A four day minimum premium applies.
Benefits include:
- Coverage for your baggage and personal effects
- Baggage delay
- Lost documents
To purchase, call 1-800-437-8541 or visit your local CAA store.
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Rental Vehicle Insurance
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Rental Vehicle Insurance provides coverage for physical damage or loss of a rented automobile, up to $60,000 CAD.
Physical damage or loss means damage or loss for which you are liable for and which is the result of collision, fire, theft, hail, windstorm, earthquake, flood, mischief, riot or civil commotion.
This insurance must be purchased in Canada, prior to departure and for the total duration of the car rental, up to a maximum of 50 days.
No deductible applies.
To purchase, call 1-800-437-8541 or visit your local CAA store.
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BounceBack Insurance
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BounceBack Insurance provides coverage if you must return home from your vacation destination before your scheduled return date for the following reasons:
- a member of your immediate family, who is not travelling with you, is admitted to a hospital due to an emergency or dies after you leave home
- a natural disaster causes your principal residence to become uninhabitable, after you leave home
The plan will pay for your round-trip transportation expenses to return home from your destination.
The Insurance must be purchased in conjunction with another CAA Emergency Travel & Medical Insurance plan. Not sold in conjunction with Visitors to Canada Medical Emergency Insurance. Family coverage is not available. This insurance can only be purchased by Canadian residents prior to departure.
To purchase, call 1-800-437-8541 or visit your local CAA store.
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