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Home Equipment Breakdown Coverage

Protect your electronics and appliances against unexpected mechanical, electrical or pressure-system breakdowns with our comprehensive and affordable coverage. Home Equipment Breakdown coverage from CAA protects the equipment you depend on every day, including kitchen and laundry appliances, heating and cooling systems, personal computers and more.

If you have CAA Home Insurance, you're eligible to receive Home Equipment Breakdown coverage for as little as $29/year! Call your CAA Insurance Agent at 1-877-665-1222 for more details.

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  • Green coverage: If your equipment requires replacement, we’ll replace it with a similar unit that features an Energy Star rating. It’s better for the environment, safer and more energy efficient.
  • Off-premises coverage: You’ll be covered up to $10,000 for loss or damage to covered property resulting from a covered "Equipment Breakdown" while temporarily at a premises or location that is not a "described location".
  • Living expense: You’ll be covered if your home becomes uninhabitable and you have to stay at a hotel while your equipment that experienced a breakdown is repaired or replaced.
  • If repairs exceed replacement costs, your equipment will be replaced with a similar unit.

Click here for the full coverage document »