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Programs and coverage options.

These are just a few of the great features to consider with CAA Car Insurance. Contact a local CAA Insurance Agent near you to learn more.

CAA MyPace®

CAA MyPace® is a usage-based insurance payment program for people who drive fewer than 12,000 kilometres a year. It allows you to buy auto insurance for only the distance you need. 

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CAA Connect®

CAA Connect is a usage-based insurance program that uses your personal driving habits to calculate a unique, personalized discount for your insurance1.

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Forgive and Forget®

With CAA’s Forgive and Forget plan, we help you protect the good driving record you’ve earned over the years. If you are involved in your first at-fault accident, there will be no change in your driving record.

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Antique car

Antique and Classic Cars Protection

A special vehicle needs a special kind of coverage. Whether it’s undergoing restoration or you’re cruising every night, CAA’s Antique and Classic Cars Coverage will ensure your treasured vehicle is covered with all the features you need.

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Policy document

CAA Insurance Automobile Policy

CAA’s Ontario Automobile Policy is an important document that should be carefully reviewed by all CAA automobile insurance policyholders. It’s easy to read and details all the different types of coverage available to you. You can download and save the document directly from here for easy reference.

Policies effective prior to Jan 1, 2024

Policies effective Jan. 1, 2024

Why choose CAA Insurance?

Our century-long history of safeguarding Members on the road means we understand there’s a lot in your life that’s worth protecting. For all of life’s big events, trust us to make sure you’ve got the best coverage for you and your family.

Heart in hand

Putting you first

You are our top priority and the reason we do what we do. We’re here for you, 24/7 to make sure you’re taken care of in every way we’ve promised and to your total satisfaction.


Protection from A to Z

From insuring your first car to covering your retirement travels and everything else in between, we make sure you’re ready to live all of life’s important moments, worry-free.


A brand you can trust

Taking care of Members is what we’ve done for over 100 years. That’s why we make insurance easy by offering you the right solutions that are tailored to meet your individual needs, every time. 

Father watching daughter drive car

CAA Head Start Discount™.

We know insuring a young adult driver can be expensive. That’s why the CAA Head Start Discount is helping Ontario families save money. Your young driver under 25 may qualify for 25% off CAA Auto Insurance². Keeping your young driver safe while helping you save, is just another way we’re by your side for life.
GIrl on bicycle in front of her home and car

Bundle and save.

Bundle your CAA Auto and Home Insurance and receive a 10% discount on your auto insurance and up to 12.5% on your home insurance.

  • Tire Coverage
  • Discount on Premium
Man getting into his car

CAA Insurance online portal.

Experience easy access to your CAA Auto Insurance policy with just one click. Sign up today for convenient self-serve tools, including:

  • View policy documents
  • Opt-in to go paperless
  • Make a payment
  • Submit a claim
Insurance calculator

Auto insurance cancellation calculator.

You don’t have to wait until your current auto insurance policy is up for renewal to cancel it. In fact, cancelling early and switching to CAA Insurance may actually save you money. Use our quick and easy calculator tool to see what your auto insurance cancellation fee would be.
The family is reading the CAA insurance guidebook.

Auto insurance, simplified.

Confused about auto insurance? Many people are. Our guidebook simplifies and explains what you need to know to understand your auto insurance policy.
A phone screen showing the insurance pink slip

Electronic pink slip.

Digital auto insurance cards (pink slips) are now accepted as valid proof of insurance in Ontario. Get your CAA Insurance electronic pink slip now and go digital!


A woman's hand on a steering wheel.

How can I keep my insurance costs down?

There are several easy changes you can make and everyday things you can do to help reduce your insurance costs.

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Young woman friends in car

Insurance resource centre

Stay informed and get all the answers you need about your insurance coverage.

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Mother and daughter in backyard

Existing insurance customers

Information and documentation to help existing customers.

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