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How this coverage supports you.

CAA PAI+ coverage includes protection for both fatal and non-fatal accidents, covering dismemberment, paralysis, loss of limb use, blindness and loss of hearing.

Additionally, this insurance provides valuable living benefits to help safeguard your family's financial security in the event of injury or death due to an accident. These benefits include:

  • Rehabilitation Benefit
  • Fracture Benefit
  • Therapeutic Counselling Benefit
  • Home Alteration and Vehicle Modification Benefit
  • Exclusive Member savings: CAA Members save 10%2 of CAA PAI+

Plans built around your needs.

Benefits Options

Coverage Details

Why It Matters to You

Medical Accident Expense

Provides payments when medical treatment is required following an accident.

This flexible coverage supports your treatment and recovery from hospital bills to physical therapy.

Accidental Death and Catastrophic Injury

Provides payments to help you and your family after life-altering accidents including death, dismemberment, burns, fractures, coma or loss of use.

You get extra protection for life’s unexpected accidents, whether at home or while travelling.

Accidental Dismemberment

Offers financial support if an accident causes paralysis or loss of limb, as outlined in your coverage.


You’re covered for medical and rehabilitation costs and supported for lifestyle changes after an accident.

Permanent Disability

Helps pay for costs after a covered disabling injury.


If you’re not covered by disability insurance, this accident protection is designed to bridge the gap.

Call 1-888-444-6711 to speak to a CAA Licensed Life Insurance Advisor.

For existing CAA Member Accident Protection Plan policyholders, call 1-855-456-3099 for information and claims.