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Single Trip Medical Plan.

Provides a solid way to protect against the cost of unexpected medical emergencies for the entire duration of your trip.

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What's included?

Emergency medical treatment to a maximum of $5 million which includes¹:

  • Hospital accommodations, lab tests, x-rays, nursing and ground ambulance

  • Emergency dental expenses

  • Medical repatriation

  • Medical follow-up in Canada

  • Reimbursements and assistance for vision care, hearing aids, pet care and kenneling

  • Message centre and urgent message service

  • For Travel Outside of Ontario Virtual Emergency Medical Assistance and House Call Service2

Multi-Trip Annual Plan3.

Provides a comprehensive way to protect against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15 or 30 days each). Your Multi-Trip Annual Plan days start each time you leave Canada, but if you stay longer than the days you purchased, a top-up will be required.

Also with this plan, when travelling outside of Ontario but still within Canada, you receive unlimited coverage.

In addition, Virtual Emergency Medical Assistance and House Call Service gives you immediate access to more convenient ways to seek emergency medical treatment by providing you with 24/7 real-time access to medical professionals via virtual healthcare without having to travel to an urgent care or emergency room (ER) facility. When travelling in Ontario, you may access up to 4 virtual visits with a licenced Canadian medical doctor via live video conference link on their smartphone or other mobile device. When travelling internationally and in Canada, but outside of Ontario, you have unlimited number of virtual visits.

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What's included?

You receive all the benefits of single trip plan but your coverage extends for the full year. Emergency medical treatment to a maximum of $5 million includes:

  • Hospital accommodations, lab tests, x-rays, nursing and ground ambulance

  • Emergency dental expenses

  • Medical repatriation

  • Medical follow-up in Canada

  • Reimbursements and assistance for vision care, hearing aids, pet care and kennelling

  • Message centre and urgent message service

  • Virtual Emergency Medical Assistance and House Call Service2

What is a deductible?

A deductible is a specified amount of money that you (the insured) agree to pay should you have to make a claim. Once you pay that amount, the travel insurance company will cover the remaining costs for any unpaid eligible claims.

You choose the amount of your deductible depending on what is convenient for you. By choosing to pay for a deductible, your travel insurance premium will be reduced. The amount of reduction depends on what level of deductible you select. A higher deductible means greater savings.