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Single Trip Vacation Package Plan.

The Vacation Package Plan provides full coverage to protect against the costs of medical emergencies, trip cancellation or interruptions, baggage and personal effects and holiday protection for the entire duration of your trip.

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What's included?

  • Emergency medical treatment to a maximum of $5 million¹

  • Trip Cancellation based on the cost of your trip

  • Trip Interruption Insurance - Unlimited

  • Travel Accident Insurance up to $100,000

  • Baggage and Personal Effects Insurance up to $1,000

  • Baggage delay up to $500

  • Lost documents up to $200

  • Holiday protection up to $750

  • For Travel Outside of Ontario Virtual Emergency Medical Assistance and House Call Service2

Multi-Trip Annual Vacation Package Plan3.

The Multi-Trip Annual Vacation Package Plan offers all the comprehensive coverage provided in our Single Trip Vacation Plan, but also includes coverage for multiple individual trips outside your province or territory for up to 8, 15 or 30 days.

In addition, Virtual Emergency Medical Assistance and House Call Service gives you immediate access to more convenient ways to seek emergency medical treatment by providing you with 24/7 real-time access to medical professionals via virtual healthcare without having to travel to an urgent care or emergency room (ER) facility. When travelling in Ontario, you may access up to 4 virtual visits with a licenced Canadian medical doctor via live video conference link on their smartphone or other mobile device. When travelling internationally, you have unlimited number of virtual visits.

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What's included?

  • Emergency medical treatment to a maximum of $5 million

  • Trip Cancellation from $2,000 to $5,000 per trip to a maximum of $10,000 per year

  • Trip Interruption Insurance - Unlimited

  • Travel Accident Insurance up to $100,000

  • Baggage and Personal Effects Insurance up to $1,000 per trip to a maximum of $3,000 per policy year.

  • Baggage delay up to $1,500 per policy year

  • Lost documents up to $200

  • Holiday protection up to $750

  • Virtual Emergency Medical Assistance and House Call Service2

What is a deductible?

A deductible is a specified amount of money that you (the insured) agree to pay should you have to make a claim. Once you pay that amount for each claim submitted, the travel insurance company will cover the remaining costs for all eligible claims.

You choose the amount of your deductible depending on what is convenient for you. By choosing to pay for a deductible, your travel insurance premium will be reduced. The amount of reduction depends on what level of deductible you select. A higher deductible means greater savings.