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insurance  /  Travel Insurance  /  Emergency Medical Insurance
Travel Insurance

Emergency Medical Insurance Plans

Even the best planned vacations can go awry. Emergency medical treatments outside of Ontario can be extremely costly in the event of unexpected illness or injury. CAA's emergency medical travel insurance lets you travel with confidence, knowing you will be protected 24/7.

Single Trip Plan.

Provides protection against the cost of unexpected medical emergencies for individual trips. Coverage includes Telemedicine and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care.

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Canada Plan.

Provides protection against the cost of unexpected medical for those who are travelling entirely within Canada. Coverage includes Telemedicine and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care.

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What's included?

Emergency medical treatment to a maximum of $10 million1 which includes:

  • COVID protection2

  • Hospital accommodations, lab tests, x-rays, nursing and ground ambulance2

  • Emergency dental expenses2

  • Medical repatriation

  • Medical follow-up in Canada

  • Reimbursements and assistance for vision care, hearing aids, pet care and kenneling2

  • Message centre and urgent message service

  • Telemedicine and House Call Service3

Multi-Trip Plan4.

Provides protection against the cost of unexpected medical emergencies for multiple individual trips of up to 4, 8, 15, 30 or 60 days each. Your Multi-trip Plan days start each time you leave Canada, but if you stay longer than the number of days you purchased, you will be required to purchase a top-up. This plan also provides unlimited coverage when you travel outside of Ontario, but stay within Canada. Coverage includes Telemedicine and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care.

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What's included?

You receive all the benefits of single trip plan but your coverage extends for the full year. Emergency medical treatment to a maximum of $5 million includes:

  • COVID protection2

  • Hospital accommodations, lab tests, x-rays, nursing and ground ambulance

  • Emergency dental expenses

  • Medical repatriation

  • Medical follow-up in Canada

  • Reimbursements and assistance for vision care, hearing aids, pet care and kennelling

  • Message centre and urgent message service

  • Telemedicine and House Call Service

What is a deductible?

A deductible is a specified amount of money that you (the insured) agree to pay should you have to make a claim. Once you pay that amount, the travel insurance company will cover the remaining costs for any unpaid eligible claims.

You choose the amount of your deductible depending on what is convenient for you. By choosing to pay for a deductible, your travel insurance premium will be reduced. The amount of reduction depends on what level of deductible you select. A higher deductible means greater savings.

 

Protecting the safety of CAA travellers.

As Canadians look ahead to their future travel, we at CAA Travel Insurance are prepared and ready to protect them with the coverage they need to feel assured when it's safe to travel again.