CAA Health and Dental Insurance.
You can’t plan for all of life’s twists and turns, but you can be prepared. Help protect your family and your budget from unexpected health care costs.
Which plan is right for you?
Growing coverage.
Many coverage amounts increase over time to meet your changing needs. Some benefits increase for seniors as well.
Basic Extended Health Care (EHC).
Included in all plans. Provides coverage for vision care, registered specialists and therapists, homecare and nursing, and more.
Mix and match.
Mix and match different levels of drug and dental coverage so you pay only for what you actually need.
All our health and dental plans start with basic Extended Health Care. You can choose from pre-packaged plans or build a plan that works for you.
Here are some recommendations to help you get started:
Basic health & enhanced dental coverage.
Health care coverage.
A foundation for your health and dental needs, including:
• Vision care
• Up to $400/year per registered specialist, such as massage therapists and chiropractors
• Hospital stays included
Prescription coverage.
Helps cover the cost of eligible prescription drugs, including:
• 70% coverage for generic drugs, to a maximum of $500/calendar year
• $6.50/prescription for dispensing fees
Dental coverage.
Helps cover your eligible out-of-pocket dental costs, including:
• 80% coverage for basic services such as examinations, cleanings, fillings, x-rays, extractions and some specialized procedures such as root canals, up to $900/year
Enhanced health and dental coverage.
Health care coverage.
A foundation for health and dental needs, including:
• Vision care
• Up to $400/year per registered specialist, such as massage therapists, and chiropractors
• Hospital stays included
Prescription coverage.
Helps cover the cost of eligible prescription drugs, including:
• 75% coverage for on generic drugs to a maximum of $5,000/calendar year
• Full coverage of reasonable and customary dispensing fees
Dental coverage.
Helps cover eligible out-of-pocket dental costs, including:
• 80% coverage for basic services such as examinations, cleanings, fillings, x-rays, extractions and some specialized procedures such as root canals, up to $900/year
Basic health care and enhanced dental coverage.
Health care coverage.
Basic Enhanced Health Care
A foundation for your health and dental needs, including:
• Vision care
• Up to $400/year per registered specialist, such as massage therapists, chiropractors
• Hospital stays included
Dental coverage.
Helps cover eligible out-of-pocket dental costs, including:
• 80% coverage for basic services such as examinations, cleanings, fillings, x-rays, extractions and some specialized procedures such as root canals, up to $900/ year
For Members coming off a group health plan.
If your employment has changed and you are no longer part of a group health plan, ask about the FollowMe™ Plan. Regardless of health or age, if you apply within 60 days of your loss of group health and dental benefits, no medical questionnaire is required. Applications submitted after this 60-day period will require medical underwriting.