Standard coverage.

Fire damage.

After your last romantic evening in, you closed the fireplace flue and then forgot to reopen it.

Smoke damage.

You experienced a fire in your home and the smoke caused damage to your clothing, walls and favourite artwork.

Water damage.

Your child flushed her rubber duckie, causing your toilet to overflow.

Wind and hail damage.

The worst storm of the season hit, and the wind and hail blew off some of the tiles on your roof and damaged your siding.

Window damage.

Your child was playing a game of street baseball and hit a home run straight through your window.

Vandalism or theft.

Someone broke into your home while you were on vacation and/or vandalized your home.

Additional coverage.

Young girl in front of dishwasher

Home Equipment Breakdown¹.

Get Home Equipment Breakdown Coverage for your electronics, appliances and everything in between. Protect against mechanical, electrical or pressure-system breakdowns – starting from just $29/year.
Residential street in Ontario

Service Line Coverage¹.

As a homeowner, you are responsible for the underground service lines that run from the street to your home. This product protects you against losses experienced due to damage or failure of these lines.
Water running in bath tub

CAA Water Coverage.

Currently, water damage accounts for half of all home insurance claims in Canada, due in part to incidents of severe weather. Make sure you are covered this year. 
Couple looking at documents

Home Liability Coverage.

This coverage provides protection for unintentional injuries to other people and damage to their property that occurs either inside or outside your home.

CAA Tire Coverage².

Bundle your CAA Auto and Home Insurance policies and receive complimentary coverage for tire repairs and replacements due to damage caused by a road hazard. 

Legal Expense Insurance.

Do not let expensive legal fees prevent you from pursuing or defending your legal rights. Included at no additional cost.

Identity Theft.

CAA Home Insurance policyholders can receive identity theft protection for just $25/year.