After your last romantic evening in, you closed the fireplace flue and then forgot to reopen it.
You experienced a fire in your home and the smoke caused damage to your clothing, walls and favourite artwork.
Your child flushed her rubber duckie, causing your toilet to overflow.
Wind and hail damage.
The worst storm of the season hit, and the wind and hail blew off some of the tiles on your roof and damaged your siding.
Your child was playing a game of street baseball and hit a home run straight through your window.
Vandalism or theft.
Someone broke into your home while you were on vacation and/or vandalized your home.
Legal Expense Insurance.
Do not let expensive legal fees prevent you from pursuing or defending your legal rights. Included at no additional cost.